question #1 Sahih Muslim 758d, Book 6, Hadith 204 : What is the significance of the time during which Allah descends to the lowest heaven according to Islamic teachings?

Allah descends to the lowest heaven at half of the night or at one-third of the latter part and says: Who is there to supplicate Me so that I answer him? Who is there to ask Me so that I grant him? And then says: Who will lend to One Who is neither indigent nor tyrant? (This hadith has been narrated by Sa’d b. Sa’id with the same chain of transmitters with this addition:” Then the Blessed and the Exalted (Lord) stretches His Hands and says: Who will lend to One Who is neither indigent nor tyrant? )