question #3 Sahih al-Bukhari 6537, Book 81, Hadith 126 : Why is being questioned about one’s account on the Day of Resurrection associated with punishment?

Allah’s Messenger (ﷺ), said, “None will be called to account on the Day of Resurrection, but will be ruined.”
I said “O Allah’s Messenger (ﷺ)! Hasn’t Allah said: ‘Then as for him who will be given his record in his right
hand, he surely will receive an easy reckoning? (84.7-8) — Allah’s Messenger (ﷺ) said, “That (Verse) means
only the presentation of the accounts, but anybody whose account (record) is questioned on the Day of
Resurrection, will surely be punished.”